Yes, the market can’t make up its mind. See the chart below. But that’s how markets are! Markets go up, they go down and in between they slaughter some investors or create a lot of wealth for others. The difference in those don’t get wiped out are They don’t panic. They work with simple rules […]
Buy or Sell – What is the market telling us now?
Warning: Markets are unpredictable, period. This post is about trying to understand what might be the market telling us now. Using that information, maybe, to make some asset allocation decisions. It is not unusual for me to get calls / messages asking if the markets is overvalued and we should take money out from equities. […]
A peek into the experts asset allocation in these markets
Everyone is worried about the way stock market indices are running up – from one high to another. Many are selling their investments. But what are the experts doing? When I say experts, I refer to the mutual fund schemes which have a stated strategy of lowering allocation to equity when the market valuations are […]
Quantum Dynamic Bond Fund – Does it have a place in your portfolio?
One of the rudest realisations of year 2020 has been how credit risks in debt funds can come to bite. Now, investors ask, “no equity, no credit risk, give me a safe tax efficient investment option.” In this context, we explore the Quantum Dynamic Bond Fund and if you should prefer it over the RBI […]
Fractional Investment in Commercial Real Estate – What’s the real deal?
Fractional investment in commercial real estate is gaining traction in India. One of the earlier ventures in this space, PropShare, recently got commitment from thousands of investors. The total interest was valued above Rs 1,000 crores with an upfront cash commitment of close to Rs. 80 crores. Another company following in the footsteps is StrataProp. […]
How to fail at investing?
For long, I thought that asset allocation combined with the right investment instruments can lead you to success in investing. There is no dearth of research to prove that asset allocation itself accounts for more than 90% of the returns of a portfolio. Once you realise this, the whole investing operation undergoes a change. It […]