We are living in an age where very few of us want to think about retirement leave alone retirement planning. This is an age where jobs are not fixed or assured and you are likely to change jobs multiple times. In fact sometimes we change careers wholesale. I know of a software engineer who now runs an adventure travel […]
[Market Crash] Trial by Fire!
2018, 2019 and now 2020. Years are going by and there is no respite from bad news. Latest: COVID-19 has finally been declared a pandemic by WHO, Indian Rupee is depreciating (reached 74+ as of this writing), Stock markets are correcting (10%+ in just last week) and your investment portfolio is in shambles. If you […]
CoronaVirus and your investment portfolio
We are in World War V. No that’s not 5 but V for Virus, the CoronaVirus. It is dire out there. Lives are at stake and while the world tries to get ready to fight this menace, it will cause serious disruption to lives of people as well as the world economy. As investors, you […]
[Debt Funds] No credit risk, please!
Investors in debt mutual funds have had a rough last couple of years. As credit risk surfaced in debt funds, starting with the ILFS fiasco to the latest Vodafone Idea story, funds shaved off not only the gains but also the principal amount, sending investors into panic mode. Now you could be someone who has […]
[Insider] What do I, as an investor, worry about?
You may know me as a writer of ‘gyan’ on this blog :), a financial planner and an investment advisor. But you know, just like you, I am also an investor. I invest money predominantly through mutual funds. In fact, my portfolio along with names and allocations is disclosed as a part of Insider (plus). […]
Franklin India Dynamic PE Ratio Fund of Funds – Change in Fundamental Attribute
If you are invested in Franklin India Dynamic PE Ratio Fund of Funds, know that there are some fundamental and important changes being carried out. #1 It is getting a new name The fund will now be Franklin India Dynamic Asset Allocation Fund of Funds. It has an expanded mandate now. What is that mandate? […]