For long, investors have been left to the mercy of big bullying banks and unscrupulous agents who see no mercy in robbing you (legally) with rogue insurance policies, commission driven mutual fund recommendations and trading your money in cheap stocks.
Investors have destroyed their wealth even though the markets presented an opportunity to build it. This is entirely because you did not take control of your investment decisions.
The deluge of information, courtesy Google, doesn’t help too. On the contrary, with a range of opinions and voices focused on the short term, it makes matters worse for an investor.
No more!
It is time to take charge and make your money work for you.
My name is Vipin Khandelwal. I am here to enable individual investors such as you to take a structured approach to money and investments which saves you from making big mistakes and use rationale to drive decisions to help you use money to live a life you care about.
I have over 17 years experience in business & financial analysis, financial planning education and investment advisory.
During my work I got a chance to work with hundreds of individuals in helping them to make smarter decisions with money. I must say it is deeply fulfilling.
In my blog here I share my experiences and learnings including from those who have done it before. There are questions for you to think about, to help you assess your current situation in true light and then take critical steps to move towards your goals. I hate to use fancy terms or jargon!
Read my posts and if you feel you want to benefit from specific advice for your individual needs then you can use one of the services.
From rank beginners in their career and investing to those about to retire – from zero in savings to a multi-crore portfolio, everyone benefits from good financial advice.
I believe that when right advice meets your money, your investments flourish. You make the most sensible decisions and avoid the biggest mistakes. In short, you get the most bang for your buck.
If you are an investor, who wants to learn, thinks long term and puts quality over quantity, come over and join in.
I believe these qualities will help you reach your financial goals, faster. The ‘faster’ is a result of patience, discipline and knowledge. Add to it the bonus of low costs with direct plans of mutual funds, for example.
“What makes you qualified to do so?”, you may ask.
I happened to do my MBA. I am registered with Securities & Exchange Board of India (SEBI) as an ‘Investment Adviser‘. My registration number is INA000003643.
Read more: Why did I become a fee only financial planner?
Yet, I believe, my biggest qualification is my experience and what I have learnt in all these years. Having worked with over 500 individuals on their financial and/or career goals, I believe I have something valuable to share with you.
And some of them believe that it was really a help.
Here’s what Nakul Gupta, Sales Director, South Asia at GE Aviation has to say:
I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!
Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endears to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest. When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options.
As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.
In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!
Also, Usha Malik, Asst Vice President, Patent Research and Analytics Services at CPA Global has to say…
It was a pleasure knowing Vipin. My husband Rakesh and I got our savings planned and gained a lot of knowledge about best planning to assure a good future and Vipin deserves the credit for all of this. Right from when we started interacting with him, we found that he was extremely polite, pleasant and was able to understand our planning needs very well. He is an expert in his field and his advice has always been timely, well researched and good. He is good at his business and we will fondly remember our interactions with him.
If you wish to read more of such, click here or visit my Linkedin Profile.
So, join in.
You should sign up for the BLOG where I share notes on investment planning, mutual funds and personal finance.
The Investing 101 free email course is a must take. Over 3 weeks, you will see a transformation in the way you think about money and the way to make your investment decisions.
To know how you can use my persona investment advisory and planning services, please visit here.
For Wealth creation and Investment Management, see this.
If you have any thoughts, suggestions or feedback, do share with me at vipin@unovest.co.
I look forward to seeing more of you around here.
Best
Vipin