Welcome to Unovest!
We encourage responsible behaviour. Since you are on this website, we would like to make you aware of how you and us can engage in responsible usage of this website and its contents.
The details follow this message.
Have a great time as a Unovestor.
Acceptance of Terms
Intellectual Property Rights (IP)
All elements contained on this website including all articles, columns, quizzes, comments / feedback by you and other elements making up the services offered by Unovest are intellectual property of Unovest and/ or its Sponsors. They are protected by Intellectual Property Rights (IPR) under the laws of India unless specified otherwise. Unovest or other third party / affiliate of Unovest shall obtain equitable relief for any violation of their IP.
Links to third Party Sites
Unovest always aims to empower its users with its investor education initiatives. In this regard this website may contain links to websites operated by parties other than Unovest. Also, you may apply for third party products through Unovest. Those links on Unovest website will let you leave this website and proceed to the third party website. Unovest neither has control over the third party websites nor does Unovest act as their agent. You should access and use these third party websites and products at your own risk and discretion. Unovest will not, directly or indirectly, be responsible or liable for any loss or damage you may suffer in connection with any third party product and the information obtained through those websites.
Access Restriction/ Fees
Unovest reserves the right to deny any User access to this website or any portion thereof without notice or justification. Further Unovest reserves the right at any time to charge fees for access to any service provided by it. However, we will put up a notice to this effect with necessary details at the relevant point of time.
a) You agree to provide true, accurate and complete information at the time of registration or subscribe as a user of the Website, whether in respect of the Subscription Services or the Free Services (“Personal Information”);
b) You agree to notify Unovest immediately of any changes to your personal information.
c) You agree to receive calls, sms or emails regarding products or services of Unovest and various promotional offers for solicitation.
d) You agree not to impersonate any other person or entity or to use a false name or a name that you are not authorised to use, or disclose your password or user name to any other person, or allow your password or user name to be used by any other person to access the Services.
e) Unovest reserves the right to terminate your account (including user name and password) if any Personal Information is untrue, inaccurate, out-of-date or incomplete.
f) You agree not to use this website and/or the services (or any part thereof) for any illegal purpose and agree to use it in accordance with all relevant laws. You expressly agree to use the services strictly for personal purpose;
g) You agree not to upload or transmit through this website and/or the services any computer viruses, macro viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer;
h) You will not upload or transmit through this website and/or the services any material which is defamatory, offensive, or of an obscene or menacing character, or that may cause annoyance, inconvenience or needless anxiety;
i) You will not use this website and/or the services in a way that may cause this website and/or the services to be interrupted, damaged, rendered less efficient or such that the effectiveness or functionality of the website(s) and/or the services is in any way impaired;
j) You will not recompile, copy, modify, distribute, transmit, reproduce, publish or create derivative works from, transfer, or sell any information, software, products, tools or services accessed from this website;
k) You shall not rent, lease, sell, sublicense, lend or in any manner allow any other party to use the service, with or without consideration, unless expressly permitted by Unovest.
l) You acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties.
In the process of you subscribing to or accessing any service or parts of it, Unovest may obtain information and personal details that may be of a confidential nature. This information will be used by Unovest for its internal purposes only and will be kept confidential. However, Unovest reserves the right to disclose personal information where it believes in good faith that such disclosure is required by law, to perform necessary credit checks or collect or report debts owed to Unovest, to protect Unovest’s rights or property or for other bonafide uses. You agree that all information that Unovest may possess or may obtain pursuant to the use of Service has been obtained with your permission.
We will ensure that all emails promoting the services of this website or the articles published on this website are sent only to subscribers who have agreed to receive such messages. If, at any time after subscribing to any of our services, you wish to discontinue receiving information from us or you wish to opt out of our marketing or promotional emails, phone calls or discontinue receiving any other direct communication from us, please either click on the “unsubscribe” link available in the service/promotional/marketing emails or send us your request to unsubscribe at email@example.com
Disclaimer For Harm Caused To Your Computer From Interacting With This Website
Although adequate measures are taken for maintaining this website, we assume no responsibility for damage to your computers or software, from corrupting code or data that is inadvertently passed to the user’s computer.
Posting Comments and Feedback
The views, opinions and comments posted are yours, and are not endorsed by this website. You shall be solely responsible for the comment posted here. Unovest reserves the right to publish, edit, modify, delete, reject, or otherwise remove any views, opinions and comments posted or part thereof.
You shall ensure that the comment is not inflammatory, abusive, derogatory, defamatory &/or obscene, or contain pornographic matter and/or does not constitute hate mail, or violate privacy of any person (s) or breach confidentiality or otherwise is illegal, immoral or contrary to public policy. Nor should it contain anything infringing copyright &/or intellectual property rights of any person(s).
User Comments are made available to you for your information and personal non-commercial use solely as intended through the normal functionality of the Unovest Service.
User Comments shall not be used, downloaded (either permanently or temporarily) copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, downloaded, or otherwise exploited in any manner.
Users who do not wish their comments / feedback to be used as above may intimate Unovest in writing to this effect.
Use of Password
You will be responsible for creating your password and keeping it safe and secure. In the event that a password is given by Unovest, you will ensure that such password is kept in a secure manner. Unovest does not have access to any password since it is generated randomly and automatically on the Unovest system, encrypted and passed on to the User. Unovest and its team shall not be responsible for the loss incurred by you as a result of the password being used by any other person or third party, or due to improper use of the password.
Governing Law and Jurisdiction
Unovest will, at all times, comply with the applicable laws and regulations.
All Users of the Service in countries other than India, understand that by using the Service, they may be violating the local laws in such countries. If the User chooses to access the Service from outside India, he shall be responsible for compliance with foreign and local laws.
The Users agree that they will be solely responsible for any loss / liability incurred by them in this regard and will indemnify Unovest for any liability Unovest may incur in any foreign jurisdiction as a consequence of citizens / residents of countries other than India using the Services. The services on this website do not constitute an offer to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.
Please Note: The Securities and Exchange Commission of USA does not allow offering of any personalized services like Financial Planning and Mutual Fund Portfolio Review Service to USA based NRIs and US citizens.
Fees / Refunds / Cancellations
Users pay fee via third party payment gateways, which may collect personal information of users including debit/credit card details to charge your account/card.
Fees once paid are not refundable.
In a rare case, where there is a duplicate payment, a refund is applicable. The refund for a payment done via a payment gateway will be sent back via the same gateway and will be subject to the rules as specified by the gateway.
In any case, there will not be a cash refund.
Terms related to Fund Story
“Fund Story” is neither a recommendation service nor an analysis of the scheme. This is not an endorsement or advertisement for buying or selling of any mutual fund scheme. This service is for information purpose only, provided on an “As Is” basis by Unovest. Unovest disclaims any warranty of any kind. The details mentioned in the Fund Story are the as received by the Management of the Fund or are mentioned in the fact sheets and / or Scheme Information Document (SID). Information herein is believed to be reliable but Unovest does not warrant its completeness or accuracy. Use of the service is at User’s own risk. Unovest and its team shall not be, directly or indirectly, responsible or liable for any loss incurred by the User as a consequence of taking any investment decisions based on the information provided under this service. Past performance is no guarantee of future results. Any act of copying the content, whether wholly or in part, for any purpose without the permission of Unovest is strictly prohibited and shall be deemed to be copyright infringement. Mutual fund investments are subject to market risk and Users of Unovest are advised to read the SID and related documents carefully before investing.
If you have any queries, please drop a mail to firstname.lastname@example.org and we will be happy to address them.