The one topic you have read me going on and on and on about is “asset allocation”. It is not without reason. The more I experience it, the more potent it feels. A simple idea with an extraordinary power. I found it imperative that every investor masters and uses this power and to make that […]
State of the Markets – July 2022 – Asset Allocation Update
The pain doesn’t seem to go away. The world is still at a precipice. Inflation is a monster now with food prices going up XX. Loan rates are increasing faster than fixed deposit rates. The Pain. Now, as an investor, remember, the markets want you to experience this pain. In fact, they want you to […]
State of the Markets – June 2022
There is so much happening in the world – inflation, rising interest rates, wars, more inflation, etc. While uncertainty is part of the deal for the investor, we still want to try and make sense of it. We need the right references and models. To know how can we take advantage or more importantly, prevent […]
MarketLess – A short message
So, what are the markets telling us now. Here’s the trend of the Nifty 200 PE (price to earnings) over the last several years As you can notice, PE (one of the valuation metrics) is coming down. Why are the valuations coming down? Well, price to earnings is affected by two variables. The Earnings and […]
1 year of Asset Allocation Indicator + a reward
Days, months, years change. One question that doesn’t is – Should I buy or sell now? Of course, the reference is to the equity markets. I have to confess there is no way to get a perfect answer on this one. And so every time I am asked about it I am at a loss […]
This dynamic strategy blows my mind
Below is the outcome of the backtesting of the Unovest Dynamic Strategy This is what I did in the above test. Monthly SIP of Rs. 10,000 from Oct 1, 2016 to Apr 1, 2022 (both days included) Yearly Rebalancing or change in portfolio based on in house model Have only 1 investment at any point […]