This is the headline of one of the popular newspapers. What’s wrong with it? Not just one, there are other media outlets, which have something similar to say. Government makes NPS withdrawal 100% tax free. Entire NPS withdrawal at retirement is tax free now. Again, what’s wrong with the above? Simple, none of these is […]
Launching a Small Cap Fund – Funny Money Show
It was a dull afternoon yesterday. My computer was under repair for reinstallation of the OS and I was left looking at my phone screen. I decided to use my time productively and hence started to pour over data on the small cap mutual fund schemes. What I found was interesting. There are 18 active […]
Will you generate behavioural alpha in 2019?
Now, that we are officially into the new year 2019, why not do something more important. Get sober! In my experience, an average investor is not sober. He has a terrible repulsion to numbers. Logical reasoning also sounds alien to him. In fact, he is always on the lookout for that shortcut, trick, tip or anything, […]
Should you be adventurous with bonds or debt funds? – Insights for 2019 with Arvind Chari
The year 2018 was one year when investors had a rude realisation that debt funds are not always safe and linear as they are made out to be. The IL&FS default, NBFC issues, oil prices, inflation contributed to a fairly volatile scenario for bonds. Investors now wonder, what is in store for 2019? Will things […]
The annuity problem
Annuity has come to be a defining feature of retirement oriented investments. So, you have Pension Plans being pushed down your throats by insurance companies. One of the most debated investment options – NPS – too asks for a compulsory annuity of at least 40% of the final maturity value. What does the annuity do? […]