Deposit insurance came back to limelight after the Silicon Valley Bank or SVB crisis in the USA. Given the global nature of the economy, people in India too started to ask if the banks will have a problem and are they covered by Deposit Insurance. After all, not along ago we had failing banks such […]
[Money Master] A guaranteed income plan with yearly increase
I think I had you with the headline. Your love for guaranteed income, yearly increase, income, etc. etc. Unfortunately, the product that we are discussing today, hopes to exploit the same. Let’s dive straight in. Here’s the investment proposal I have received. The KK Assured & Guaranteed Income Plan Take a 30 year policy with a […]
The best investment plan for retirement
This is the best investment plan for your retirement. At least, this is what was told to me by the bank relationship manager when he called up. I asked him to forward an email with the details. The email subject was enticing – Ashish’s Freedom Retirement. I was so happy to know that someone is thinking about my […]
Guaranteed Income Plan from Tata AIA Insurance – an analysis
The word ‘guaranteed’ has a strange aura to it and it can suspend all our logical senses to consider and even buy. Dr Sharma has been approached by an insurance agent with a guaranteed income plan. Dr Sharma is 48 years old and has sufficient cash flows to take care of his expenses. He doesn’t […]
The last minute tax savings guide for 2018-19
As a nation, we may be obsessed with saving as much tax as possible. But this last minute rush is what we truly enjoy. I am checking up with a few investors and guess what, they are still not done with their tax saving investments. If you are one of those, here’s your last minute […]
Buying health insurance – Comparison of 5 plans
Protection is an important aspect of every financial plan. This happened primarily via insurance products including term, health, accident & disability, etc. The one aspect that needs to be touched upon is the Health Insurance. Now, I thought investing in mutual funds was a huge problem for you and me. Turns out I was so wrong. Buying […]
