If you have read through the earlier blog post on No credit risk funds, then it begs a question for you to solve, as a learning opportunity. You have come across the section, where the bonds are available at 10.25% coupon rate. You can buy these bonds at Rs 1300 a piece. The original issue […]
[Money Master] A property related investment decision ?
How about some fun for your money brain? Here’s a modified version of an actual financial decision faced by an individual. Let’s assume you are the one faced with the challenge. You have a commercial real estate with 2 floors, which are rented out already. Your tenant on the 2nd floor, Rajesh Kumar, runs an […]
[Money Master] Is it a mid cap or mad cap fund?
We continue with our learning series – Money Master. It is meant for you if you are willing to explore investing and financial planning in greater depth. With use of case / problem based learning, you get to cruise through a topic / sub topic to understand, solve a problem and, in the process, learn […]
[Money Master] A guaranteed income plan with yearly increase
I think I had you with the headline. Your love for guaranteed income, yearly increase, income, etc. etc. Unfortunately, the product that we are discussing today, hopes to exploit the same. Let’s dive straight in. Here’s the investment proposal I have received. The KK Assured & Guaranteed Income Plan Take a 30 year policy with a […]
Stop hurting your money!
I was recently visiting a chemical plant of a large petrochemical company in Gujarat. What I discovered there was shocking! I delivered a presentation on money and investing to an audience of close to 100. In my interactions before the presentation, during and after, it came out clear (once again) that dealing with money doesn’t […]
The case of the missing investment – It’s not bitcoin!
“I have invested in stocks, mutual funds, PF, FDs, Real Estate, Gold, etc. I thought that was it all. Until I realised the one big missing investment. Guess what, I am not alone.” Raghavan has been working in software for close to a decade and a half. When we were discussing his financial goals, the […]