It is not uncommon to use the terms ‘financial freedom’ and ‘financial independence’ interchangeably. It is a disservice to both. There is an important difference I have realised. Financial Freedom is a state of mind where you decide to not let money stand in the way of what decisions you make. There is a certain […]
[Financial Plan] See the big picture and take the small steps
The past week, I had shared with you a an offer to build your custom financial plan. To make the process smooth, I shared an excel workbook to help you take a more structured approach towards the plan. For a long, long time, you have been soaking in all the gyan offered through various media […]
[Offer] What small joys is your financial plan delivering to you?
It is a well known fact that a financial planning exercise is not just about numbers but about the discovery…of what you can do with your money. Your financial plan, if done well, can truly change the pace of your life. I am sure you have read my post on 50 decisions you can make […]
21 money and investing rules to achieve financial freedom
You can imagine how complicated money and investing has become that one has to start to offer rules to navigate the terrain. No one is spared – young, old, rich, not so rich. So, here’s a fresh set of reminders. The bottomline is that you don’t need to do a lot to be successful in […]
Frugality, financial freedom and facts – The misunderstanding
Talk of frugality and words like sparing, thrifty, prudent in spending start coming to mind. (source: Wikipedia) What does being frugal mean? What will make it really work? Well, for sure, not by acting poor! I can bet most people don’t understand frugality. Savings and thrift sound like ideas from the 18th century or before. This […]
Diogenes, Bengaluru and Hyderabad
What’s the link between Diogenes, Bengaluru and Hyderabad? Quite subtle as well as pronounced! Diogenes was a Greek philosopher and quite a controversial figure of that time. He used his simple life-style and behaviour to criticise the social values and institutions of what he saw as a corrupt or at least confused society. In a highly […]
