Sai Ravikiran @ Bangalore

[Sai RaviKiran]

Hi all,
I am Sai Ravikiran from Bangalore.I am 34 years old,married and one kid one year old:).I am a mechanical engineer by profession , working in General Motors Bangalore, With around 10 years experience.

To start with ,Initially when i started my career i have not shown interest anytime in personal finance.My finances are taken care by my parents.money used to go into chit funds,high premium endowment policies,real estate & gold.All went well till 2014.In 2014 when i bought my first flat in Bangalore,first problem started i.e liquidity.All my assets till then are not liquid.That problem was solved by my lovely parents :).problem no.2 ,In 2015 My father underwent a bypass surgery.my both parents don’t have a personal medical insurance policy.some how this also got solved.Thanks to my corporate health policy.These 2 things triggered my thoughts that there are serious problems in my personal finances, which needs a lot of attention and to be kept on track.

Then in 2015 ,I started reading about personal finances through various blogs and websites.Accidentally ,i landed in vipin’s blog.His articles helped in evaluating various insurances and financial products.Last year 2016, i closed my endowment policy,stopped chit funds, buying gold and real esate.Took term insurance,Family health policy and health policies for parents as well.Started investing in MFs through unovest with goal based process. Though it was late in starting the things, still i am very happy to tell that i gained a lot of self confidence in these two years in personal finance.I feel now slowly My money started coming on to track 🙂

Coming to my expectations of Money master course are,
1.To lay a rock solid simple plan for my financial freedom.
2.Asset allocation strategy to meet all my financial goals
3.To enhance my knowledge further in evaluating all personal financial products.
4.Finally To become a DIY(do it yourself) investor forever
Thanks and regards
Sai Ravikiran

[Vipin Khandelwal]

Hello Sai!

Happy to see you here! Over an year of interaction culminates here for now.

Good to see you put down a list of expectations! Very important to keep ourselves in check and focus our efforts too.

More strength to you!

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