Quick quiz – Would you expect value funds to hold Hindustan Unilever Limited (HUL)? Here’s the fact. While HUL as a stock is touching mind boggling life time highs, no value fund holds it. In the past few years, we have reviewed a few funds through the Fundstory feature. The idea was to help you […]
Dynamic Asset Allocation funds – What problem do they solve?
No one wants to lose money. “The pain of losing is psychologically about twice as powerful as the pleasure of gaining.” (Theory of Loss Aversion by Daniel Kahneman and Amos Tversky) Now, when you invest in stock markets, the sight of near term loss is real. The volatility can come to bite any time. In fact, it […]
Is Motilal Oswal S&P 500 Index Fund a good fit for international diversification?
Motilal Oswal S&P 500 Index fund is the upcoming new fund offer from Motilal Oswal AMC with the theme of providing international diversification to investment portfolios. Why International Diversification? There is an important reason for it. As per World Bank, India has a roughly 3% share of world GDP. It means international diversification is an […]
[Debt Funds] No credit risk, please!
Investors in debt mutual funds have had a rough last couple of years. As credit risk surfaced in debt funds, starting with the ILFS fiasco to the latest Vodafone Idea story, funds shaved off not only the gains but also the principal amount, sending investors into panic mode. Now you could be someone who has […]
[HNI Taxes] Should you switch from dividend option to growth in your debt funds?
As per Budget 2020, dividends are now taxable in the hands of investors. There will be no Dividend Distribution Tax paid by the companies or mutual funds. Additionally, there is a TDS of 10% if the dividend paid is more than Rs. 5,000 in a financial year. Given the new tax rules, should you switch […]