A lot has happened to the mutual fund schemes and fund houses over the last year or so. And it is now time to capture these changes in a single place, your ready reckoner – The Guide to building a Winning Mutual Fund portfolio. As you are aware, Unovest has a free guide – How […]
Leveraged Investing – Should you invest using a loan?
Have you ever received a call from your bank / broker to take a loan and invest in the recent hot IPO? Well, I have. The promise seems lucrative. It is difficult to let go the offer. Let’s see how leveraged investing works and should you go for it? So, this big company is launching […]
RBI rate hike – What does it mean to your money?
RBI has hiked its policy rate by 0.25%. This will likely translate into higher loan rates and may be a little higher deposit rates too. But the more important item has gone amiss in this announcement. And it is important to you. INFLATION. The big reason RBI went ahead with its ‘first in four years’ […]
What investor are you?
It is difficult to categorise investors. Just like the millions of Gods, there can be millions of investor types as well. Monika Halan of Livemint, made an attempt to do so in her recent column defining 8 such investor types. I have my views. Let’s see which investor type are you. First, check out her […]
Common sense and investing in mutual funds
“Should I just go ahead and buy banking sector funds and forget for 10 years.” A question someone asked me recently. I think it is a good time to revisit some of the core concepts of investing in mutual funds. The underlying theme is common sense. When you invest in a mutual fund you outsource the […]
Investing in Direct stocks – Being your own fund manager
Several investors have come to believe that investing in direct stocks is a smarter way to build wealth to meet various financial goals. But should you invest all your money in direct stocks? Or should it be a part of your overall portfolio. Part 1 of investing in direct stocks. I am looking at the […]
