I think I had you with the headline. Your love for guaranteed income, yearly increase, income, etc. etc. Unfortunately, the product that we are discussing today, hopes to exploit the same. Let’s dive straight in. Here’s the investment proposal I have received. The KK Assured & Guaranteed Income Plan Take a 30 year policy with a […]
A price to pay – Investing Masterclass
Howard Marks, a founder and principal at Oaktree Capital, is considered a legend in investing. He also writes a memo regularly describing how he sees the world, economic environment, own investing philosophy, and many other things. While each of his memos is to be savoured, a one particularly interesting one is from April 2007. It […]
Is having a personalised financial plan worth it?
So much has been written about financial planning and the need to have a financial plan, I probably don’t need to tell you more as to how you can benefit from it. What are they key triggers to help you if you need it too? Do you feel that your approach towards your money is […]
Liquid Funds cut off time for investment changed & exit load
As you are aware, the cut-off timings for applicability of Net Asset Value (NAV) in respect of purchase of units in liquid / overnight funds is being changed to 1:30 P.M instead of 2:00 P.M with effect from the date as may be communicated by the respective AMCs. Also, to comply with the SEBI directives, […]
The best investment plan for retirement
This is the best investment plan for your retirement. At least, this is what was told to me by the bank relationship manager when he called up. I asked him to forward an email with the details. The email subject was enticing – Ashish’s Freedom Retirement. I was so happy to know that someone is thinking about my […]
Buy vs Rent a house – Which is better? A comprehensive calculator
One of the all time, most argued topics has been buy vs rent a house. I still remember sitting with my friends, years ago, discussing (in fact, arguing) as to which option is better. One of us was for buying a house and the other was clear as to “Never”. I only realised much later, […]
