A home loan EMI is a common way to fund the purchase of a dream home. In the last couple of years, as interest rates hit rock bottom, banks offered home loan at rates as low as 6.5% with enough takers. However, as interest rates go up now the original payment plan is threatened. How? […]
The LightHouse is a pack of the most important insights that matter to your investment decisions and creating a health long term portfolio to build wealth and be free. Here’s what goes in the Oct 2022 Edition. Special Report – The Magic Formula based revised Stock shortlist – we find out how much the list […]
As interest rates change, there is an impact on the yield too. Here’s a comparison of how debt fund yields have changed over the past year. The yield at the lower end of the duration (Liquid, Ultra Short, Low Duration) is quite attractive now. Overall, there might still be some way up for the debt […]
Today I am sharing some questions that I have answered recently. I hope they are helpful to you as well. Q: On tracking error, is it even a relevant parameter that should be considered while making a decision regarding which fund to invest? Is their a data source which captures the tracking error across various […]
ICICI Pru Asset Allocator Fund of funds invests dynamically in a mix of equity, bonds and gold. It is emerging in several shortlists and a top fund as per star ratings. Should you consider investing in this fund? A large part of the mutual fund industry has been to bring FD and LIC investors into […]
Why does an investor end up with a bloated mutual fund portfolio? This is a question I ask everytime I see one. I want to know the reasons, specially the investor’s thinking in doing so. Here’s how a mutual fund portfolio is looking.