Taxation continues to be a complex subject for most investors. Different tax rules apply based on what you choose – Growth vs Dividend or Debt vs Equity. Here’s a specific question on taxation in mutual funds in an STP mode. A reader sends this query: Sir I am planning to make STP from SBI Liquid […]
Is NPS Tier 2 Account the best kept secret in savings products?
My friend Vineet’s question got me thinking. He asked if NPS Tier 2 account, with all its benefits, specially super low cost, can be used for investment instead of in a mutual fund. I decided to explore this. Now, you have mostly likely read through my earlier unpopular views on NPS. Those views were primarily […]
What would you have done different?
The market movements over the year 2018 have left many an investor in dilemma. The portfolio shows lower or slightly positive returns. Some are facing loss of capital too. The question is – did I make the right decisions? Samar started investing via SIP in Jan 2017. Of course, he picked the best performing funds, […]
Announcing Money & You Workshop in Bangalore
It has never been easier to invest, it has never been more difficult to build an investment portfolio. Let’s take the example of mutual funds. There is one for every need that you have. And it is probably the easiest to invest in too. Just select your scheme based on 5 star ratings, go to […]
2018 Update to the Mutual Fund Guide – Your voice
A lot has happened to the mutual fund schemes and fund houses over the last year or so. And it is now time to capture these changes in a single place, your ready reckoner – The Guide to building a Winning Mutual Fund portfolio. As you are aware, Unovest has a free guide – How […]
Leveraged Investing – Should you invest using a loan?
Have you ever received a call from your bank / broker to take a loan and invest in the recent hot IPO? Well, I have. The promise seems lucrative. It is difficult to let go the offer. Let’s see how leveraged investing works and should you go for it? So, this big company is launching […]
