I know a large number of people sitting on the sidelines waiting for a correction to invest. They even pulled out the portfolio because they knew that the crash is coming. But the market doesn’t care what someone thinks. It goes the other way and delivers all time highs. Nifty 50 index has crossed 19400 […]
On Portfolio Diversification – Even a Nobel Prize Winner failed to stick to his model
“Don’t put all your eggs in one basket” is one of the simplest ways to explain the concept of diversification. While the above statement puts across the point very beautifully, in 1950s a person by the name of Harry Markowitz went on to build a mathematical model. He even submitted a paper on his research to […]
[Wealth] Lighthouse – June 2023 Edition
Time is the most important determinant of investing success. It is a realisation that comes with ‘time’. When we have exhausted all the ways to grow fast and easy, we go back to the time tested principles of building wealth. I say this today as a reminder. In the age of influencers, and those who […]
[Retirement] How much amount to withdraw via SWP?
If you are about to retire and do not have a pension, then you need to get that income for meeting your needs from your portfolio. Typically, when someone about to retire, I have seen that there is some sort of anxiety that kicks in. It is understandable too. After a long, long time, the […]
[May 2023] What is the market telling us now?
Greed and fear – our 2 big enemies. Greed is going to cost you and fear will destroy you. Greed wants us to take big bets with the market (sometimes erasing the line between speculating and investing). Fear wants us to hold back with “what if I lose my money?” Some investors can be zen […]
Update on Services and Fees – FY 2023-24
I am not sure if you know this but when I started my practise as an Investment Adviser in 2015, the first thing I did was start my blog. I focus on educating investors on money, finance, (most importantly) behaviour, with a focus on what NOT to do. In fact, if someone were to make […]