I began coverage of Embassy Office Parks REIT in July 2020 with an idea to understand REITs in general as well as the specific investment opportunity. Using the annual report of FY2020 as the basis, it appeared then that the REIT stood strong against COVID headwinds. Loaded with Commercial Grade A properties occupied by bluechip […]
Porting health insurance? Waiting period for higher cover
There are times when you outgrow your current health insurance policy and you need to take another one. That is when you decide on porting health insurance. A higher sum assured and / or more benefits with a similar premium are primary drivers of this decision. The key benefit of porting health insurance is that […]
Insider Updates – Oct 2020
April, July, October 2020. Things are being taken for granted now. There is no more ‘end of the world’ fear in the minds. If at all, one can see hope. While the worst is behind us, it is not over yet. The key is to be prepared. Let me now announce the Oct 2020 Insider […]
10 deadly money mistakes you must avoid
As you gain more experience with money and invetments, one realisation just cannot escape you. To be successful, you need to say NO more than you need to say YES. Basically, your ‘avoid‘ list has to be larger than your ‘embrace‘ list. However, there are 10 deadly money mistakes that you should avoid at any cost.
RBI doesn’t cut rates – What you should do?
On Oct 9, 2020, RBI gave a lot of reason to the markets for cheer and hope. It took several steps to ensure that economic revival is not curtailed for the lack of funds. However, as you also know, in the wake of higher than expected inflation, the central bank did not cut policy rates […]
New SEBI guidelines for risk scoring mutual funds
“Never let a crisis go waste”. SEBI has taken this adage seriously and come out with a comprehensive set of guidelines to communicate risk associated with mutual fund schemes. Remember the image below. This is a RiskOMeter. You see it as a part of your mutual fund scheme factsheet. The unfortunate part is that no […]
