The LightHouse is a pack of the most important insights that matter to your investment decisions and creating a health long term portfolio to build wealth and be free. Here’s what goes in the Oct 2022 Edition. Special Report – The Magic Formula based revised Stock shortlist – we find out how much the list […]
Quiz 2020 – Can you navigate the tax landscape, unhurt?
As you know, several tax changes have been introduced over the last couple of years related to all your favourite investment options and financial planning tools. Do you grasp them all? Let’s find out. Here is a fun quiz (updated for year 2020) to help you know how ready are you to navigate the tax […]
The annuity problem
Annuity has come to be a defining feature of retirement oriented investments. So, you have Pension Plans being pushed down your throats by insurance companies. One of the most debated investment options – NPS – too asks for a compulsory annuity of at least 40% of the final maturity value. What does the annuity do? […]
Is NPS Tier 2 Account the best kept secret in savings products?
My friend Vineet’s question got me thinking. He asked if NPS Tier 2 account, with all its benefits, specially super low cost, can be used for investment instead of in a mutual fund. I decided to explore this. Now, you have mostly likely read through my earlier unpopular views on NPS. Those views were primarily […]
Why I will still NOT invest in NPS?
With the recent announcement of a long term capital gains tax on Mutual funds, investors have been looking at alternatives to make their investments. An older debate that has surface again is that if it makes sense to invest in NPS. Really? So, my friend called me again on the weekend. “Hey Vipin, couple of […]
Investing in NPS – Sending your money to life imprisonment?
I compare investing in NPS to putting your money behind bars. If this headline sounds like a clickbait to you, wait to hear about your favourite investment, NPS or National Pension Scheme and the bigger bait you are falling for. Are you investing in NPS? I have seen all kinds of investors – young and […]
