Choosing mutual fund on the basis of returns only is deadly. Here’s how
Saving More beats Chasing Returns
An investor believes that his/her dharma is to get more returns and every single penny should chase the maximum returns possible. Heck, if it means choosing a short term debt fund for doing an STP over a liquid fund, so be it. Well, it might just work for a few investors. For most others, it […]
Stuck in the absolute – How bias affects our decisions?
I have been having a recent email exchange with a Unovestor. I was persuading him to consider more reasonable returns from his investments. His comments: “If I cannot expect even 15 to 18% returns from equity or mutual funds then what is the point of investing in them. Even real estate investment held over long periods of time […]