As an investor, you choose mutual funds to earn a higher return than your other traditional investments. You expectation is based on the past returns of these funds and you hope to get the same result for yourself. Is that the right way to go about it? Let’s try and use a data based approach to […]
Mutual Fund returns – Let me remind you about inflation and your bias
“How much returns to expect from mutual funds” is every investor’s question. A lot of popular media stories bait you with stories of Top 5 or Top 10 best mutual funds, highest performing mutual funds. Beware. These lists based on mutual fund returns, if followed blindly, can do more harm than good. Today, I am […]
NPS – Does it provide assured returns?
NPS is a retirement product and hence there are investors who feel that it offers an assured return much like its counterparts PPF and EPF. Sadly that is not the case. On the contrary, an investment in NPS is pretty much similar to a mutual fund. When you open your NPS account, there are various types […]