Abhishek has been investing in mutual funds for many years now through SIPs as well as lumpsum. However, he is not sure how he should measure the return on his investments. His current statement tells him that in about 8 years, the total invested amount is 2.31 lacs and the current market value is 4.10 lacs. He wonders if […]
Why choose passive funds and not index for performance comparison?
As an investor, how do you know if your fund is working for you or not? This is specially relevant to the actively managed funds where a fund manager makes investment decision of how much to invest and where. You can evaluate your mutual fund’s performance by finding out if your fund outperformed its stated benchmark […]
Your first mutual fund investment – Why, what and how?
You have been watching your friends / colleagues investing in mutual funds / stocks. You also realise that you need to plan for a better financial future. Not only to account for higher aspirations but also to meet your other financial goals. All this while your preferred investments have been fixed income products such as PPF, Bank FDs, […]
How to build a winning mutual fund portfolio (plus a dozen portfolios)
The pain of selecting mutual funds from thousands of schemes and options is a deep one. The matter become worse because it is so difficult to differentiate one from the other. Even star ratings and rankings don’t help. They change too often and communicate little about the qualitative factors. So, how does an investor like you […]
SIP – Understanding the Systematic Investment Plan
Is SIP a name of a mutual fund? After seeing scores of advertisements about how SIPs helped investors create wealth, every new investor is asking: “Tell me the best SIP.” The term “SIP” has become a confusion for new investors. They think it is an investment option. Well, the fact of the matter is that you don’t invest in […]
