If you are new to the jargon, an actively managed fund is the one where the fund manager takes call based on research and analysis on what should the portfolio be, how much and when. The fund managers call the shots based on several parameters that they have outlined as a part of the investing process. […]
Revisiting the purpose of investing in mutual funds
What was the original purpose of MFs? Quite simple, actually. Mutual Funds started as a cost-efficient way for a small retail investors to take exposure to stocks with a diversified portfolio. This diversified portfolio can be actively managed or passively based on a stock market index. Investing in equity is a great way to build wealth. You […]
Are direct plans charging more expenses?
ET Wealth, in its April 17, 2017 edition carried a debate on “Are mutual fund direct plans overcharging investors?” Here’s the link on ET Wealth about that debate. http://economictimes.indiatimes.com/wealth/invest/are-mutual-fund-direct-plans-overcharging-investors-heres-what-experts-say/articleshow/58189834.cms There were 4 views on the topic. I weighed in too. The following is an expanded version of what is published there.
MIP or Monthly Income Plan – Does it deserve your money?
Have you come across fund schemes given below? Birla Sunlife MIP II – Savings 5 Birla Sunlife MIP II – Wealth 25 HDFC Children’s gift fund HDFC MIP HDFC Multiple Yield Fund HDFC Retirement savings fund ICICI Pru Child care plan ICICI Pru MIP SBI Regular Savings Fund Sundaram Regular Savings Fund There are many more […]
Have you added a Nominee to your mutual fund Investments?
It is likely that you have added a nominee to your investment. The intention is that in case something happens to you, that is, death, then the nominee can take control of the investment. This is great. However, there are several misconceptions regarding what a nominee is entitled to or not. In this post, we […]
How to build an SIP portfolio of mutual funds?
“SIP mein invest karna hai.” or “What do you suggest – SIP or mutual fund?” Too often, investors believe that a mutual fund and an SIP are two different things. It’s a misunderstanding. An SIP, the short form of Systematic Investment Plan is a method of investing in mutual funds. When you make a regular investment […]
