The year 2018 was one year when investors had a rude realisation that debt funds are not always safe and linear as they are made out to be. The IL&FS default, NBFC issues, oil prices, inflation contributed to a fairly volatile scenario for bonds. Investors now wonder, what is in store for 2019? Will things […]
Safety, Taxation and Returns – A refresher on debt funds
I am sure you have read the newspapers about how some debt funds have lost value courtesy their holdings of various group companies of IL&FS. As a result you too see a loss in the current value of your investment. You were not prepared for it. To quickly summarise, a rating agency questioned the financial […]
Franklin India Debt funds – Likely impact of SEBI’s scheme rationalisation
I received an email from Franklin Templeton India about their debt fund schemes – a reckoner of sorts. Frankly, I was expecting information on their scheme rationalisation. Looks like they need more time. Anyways, here’s how I see the schemes change after the AMC implements SEBI’s circular for scheme rationalisation. So, this is what I did.
Use double indexation to reduce your capital gains tax
One of the key outcomes driving investor behaviour is “how to reduce taxes”. It is an obsession. Now, how many of you know that the Income Tax department itself gives you ways to reduce your taxes on certain capital gains. Let us see how. For starters, when you sell assets such as equity, mutual funds, […]
