It doesn’t need iterating that insurance (specially the investment variety) is a super complex product. Read through a product brochure and there are so many ifs and buts attached to any product. It is just not possible for a layperson to understand and evaluate the product and make an informed decision. Imagine those who bought the policies 10, 15 or 20 years ago. […]
Porting health insurance? Waiting period for higher cover
There are times when you outgrow your current health insurance policy and you need to take another one. That is when you decide on porting health insurance. A higher sum assured and / or more benefits with a similar premium are primary drivers of this decision. The key benefit of porting health insurance is that […]
A comparison of 4 Personal Accident & Disability Insurance Covers
You likely have a Term plan for life insurance and a personal health cover too. But if I ask you about disability insurance, you are likely to look at me with surprise. What is that? One of the most ignored protection is that of disability insurance. The term plan protects your dependents financially against loss […]
Tax-free guaranteed return for highest tax bracket investors
Tax free and guaranteed returns has always been a crowed puller with investors. In these uncertain times, it acquires the form of ‘Amrit‘. So, if one tells you that you can get a neat 5% to 6% guaranteed rate of return, tax free, changes are you will salivate. Well, this is how our today’s product […]
