Protection is an important aspect of every financial plan. This happened primarily via insurance products including term, health, accident & disability, etc. The one aspect that needs to be touched upon is the Health Insurance. Now, I thought investing in mutual funds was a huge problem for you and me. Turns out I was so wrong. Buying […]
When you should not buy a house?
There is some fancy about owning a house. For ages, a house has been considered the ‘best investment’. A house of your own happens to be a dream for most people. There’s something emotional about it too. Your parents, your relatives, everyone recommends to buy a house. “Khud ka ek ghar to hona hi chahiye!” (You should have one home […]
STP and taxation in mutual funds – Query
Taxation continues to be a complex subject for most investors. Different tax rules apply based on what you choose – Growth vs Dividend or Debt vs Equity. Here’s a specific question on taxation in mutual funds in an STP mode. A reader sends this query: Sir I am planning to make STP from SBI Liquid […]
Is NPS Tier 2 Account the best kept secret in savings products?
My friend Vineet’s question got me thinking. He asked if NPS Tier 2 account, with all its benefits, specially super low cost, can be used for investment instead of in a mutual fund. I decided to explore this. Now, you have mostly likely read through my earlier unpopular views on NPS. Those views were primarily […]
What would you have done different?
The market movements over the year 2018 have left many an investor in dilemma. The portfolio shows lower or slightly positive returns. Some are facing loss of capital too. The question is – did I make the right decisions? Samar started investing via SIP in Jan 2017. Of course, he picked the best performing funds, […]
Announcing Money & You Workshop in Bangalore
It has never been easier to invest, it has never been more difficult to build an investment portfolio. Let’s take the example of mutual funds. There is one for every need that you have. And it is probably the easiest to invest in too. Just select your scheme based on 5 star ratings, go to […]
