If you are invested in Franklin India Dynamic PE Ratio Fund of Funds, know that there are some fundamental and important changes being carried out. #1 It is getting a new name The fund will now be Franklin India Dynamic Asset Allocation Fund of Funds. It has an expanded mandate now. What is that mandate? […]
Busted: Sales pitch of the exciting investment proposal
Message: Would you like to meet up in Delhi NCR between 21st and 24th of September? Just reply to this email with your details and city of interest (Delhi, Gurgaon, Noida). Thanks! Two months ago, I received an investment proposal. I was told that I should go for a 30 year home loan, instead of […]
Losses, losses everywhere
Mint, the newspaper carries a headline today…”A lost year for markets as all 2019 gains erased“. They are talking of the index, of course. However, for an investor in mid or small caps, not just the gains from 2019 but those from a couple of years too have evaporated. This is painful and scary. No […]
Worry free retirement planning in an uncertain world
The world is uncertain and you see the proof of it on a daily basis. Yet, a lot of our retirement planning works under the assumption of certainty. Simple example. When it comes to investments affected by uncertainty (think equities), we simply assume one average linear rate of return for a long investment time frame. […]
Real Net worth & Random markets
Markets are random. The sequence of returns can be anything but certain. If we incorporate this understanding, we can suddenly see a range of scenarios emerging in how our investments are likely to deliver for us. Will this insight be helpful? I think so. We like to see that 12%, 15% or 20% return number […]
LIC Jeevan Shanti annuity plan – Is it meant for you?
LIC agents are forwarding messages on WhatsApp hailing their latest, most popular product with the promise of a lifetime of ‘shanti’ or peace – LIC Jeevan Shanti. Not just that, they are at your door, on calls too telling you about the next best thing after sliced bread. The proposal is that as soon as you […]
