Motilal Oswal S&P 500 Index fund is the upcoming new fund offer from Motilal Oswal AMC with the theme of providing international diversification to investment portfolios. Why International Diversification? There is an important reason for it. As per World Bank, India has a roughly 3% share of world GDP. It means international diversification is an […]
Questions on market crash, financial plans & investments
The VUCA world is now alive and kicking in its full form – Volatile, Uncertain, Complex and Ambiguous. Throw in some irony too! Imagine, we have the cleanest air in decades and yet we move around wearing masks. Well, I know that you are concerned about your investments in equity or equity mutual funds. And […]
[Short Note] 3 Investing lessons from the COVID19 Crisis
Covid19 too will bring in many changes in the way we live and operate. Every crisis becomes a learning opportunity. I couldn’t help but ponder on key lessons I have reiterated to myself as an investor. I am sharing them with you. #1 Maintain a Distance from your portfolio. #2 Sanitise your portfolio. Review and […]
Small savings getting smaller – PPF, SCSS interest rates cut
[The fool’s take] Feel proud! You are a solider too. You are finally making a contribution towards the economy. As your small savings become smaller, the govt coffers will be relieved to fight the bigger menace. On a serious note, this is what happened. Interest rates on small savings were slashed across the board. Before […]
[Calculator] What is the cost of 3 month EMI moratorium?
Yes, you still want to go for the 3 month EMI Moratorium. I just want to let you know that this is not free money. It comes with a cost. Here’s the earlier post on the RBI announcement. The update is that this moratorium is automatic. For the next 3 months, your EMI will not […]
DSP Small Cap Fund – Invest all you can? Beware!
If you are an investor in the DSP Small cap fund, you have received an email from the fund house about allowing lumpsum investments. Quite an irony that when the country is locked down, the mutual funds are opening their gates, and that too small cap, no less! In Feb 2017, the fund had closed […]