7.75% RBI Savings Bonds is a compelling fixed rate investment option. It comes with a guaranteed rate of return and sovereign guarantee for the investment. However, these rates may not be available for long. There is expectation of reduction in interest rates on these bonds. Update: The 7.75% Bonds are now discontinued. From July 1, […]
5 questions about debt funds
Over the past week, I have received several questions about debt funds. I am reproducing a few here for your benefit and learning. #1 What is the difference between debt funds and liquid funds? Debt / Fixed Income is an umbrella category / asset class just as equity is. Now within equity, you have large, mid, […]
5 Tax Changes in FY 2020-21 you should know
April 1, 2020 marked the onset of a new financial year. It also brought into action the new tax changes as proposed in the Budget 2020. Let’s look at the 5 key changes that you need to be aware of as well as plan for. #1 Are you salaried? Time to make your tax slab […]
Updates on ICICI Value Discovery & other value funds
Quick quiz – Would you expect value funds to hold Hindustan Unilever Limited (HUL)? Here’s the fact. While HUL as a stock is touching mind boggling life time highs, no value fund holds it. In the past few years, we have reviewed a few funds through the Fundstory feature. The idea was to help you […]
Dynamic Asset Allocation funds – What problem do they solve?
No one wants to lose money. “The pain of losing is psychologically about twice as powerful as the pleasure of gaining.” (Theory of Loss Aversion by Daniel Kahneman and Amos Tversky) Now, when you invest in stock markets, the sight of near term loss is real. The volatility can come to bite any time. In fact, it […]
April 2020 Insider updates – Mutual Funds
“Never let a crisis go waste. “Adhering to that dictum, I am happy to share that we have used this crisis to make some important updates to the Insider Mutual Fund portfolios. One of the biggest realisations from this crisis is that it is so difficult to anticipate events like this. However, the question is […]
