On Oct 9, 2020, RBI gave a lot of reason to the markets for cheer and hope. It took several steps to ensure that economic revival is not curtailed for the lack of funds. However, as you also know, in the wake of higher than expected inflation, the central bank did not cut policy rates […]
New SEBI guidelines for risk scoring mutual funds
“Never let a crisis go waste”. SEBI has taken this adage seriously and come out with a comprehensive set of guidelines to communicate risk associated with mutual fund schemes. Remember the image below. This is a RiskOMeter. You see it as a part of your mutual fund scheme factsheet. The unfortunate part is that no […]
How can you use Insider? Offer ends tomorrow, Sept 27
No more wondering about when to invest, where to invest and how much to invest. Here’s how you will use Insider to master your own financial journey and investment decisions A comprehensive Financial Planning Tool to bring that much needed structure Recommended Portfolios for various needs Insurance recommendations to protect your dependents A draft WILL […]
2020: How much returns to expect from Mutual Funds?
As an investor, you choose mutual funds to earn a higher return than your other traditional investments. You expectation is based on the past returns of these funds and you hope to get the same result for yourself. Is that the right way to go about it? Let’s try and use a data based approach to […]
LIC Jeevan Umang – Is there room for joy?
I woke up this morning to a WhatsApp message from a friend. A terse “Let me know your comments” was added to a PDF of LIC Jeevan Umang and its benefit illustration. “OK. Here it comes…again.” Read about LIC Jeevan Shanti Plan I sit down, open the PDF on my computer and start reading through […]
SEBI pokes multicap funds – What should you not do?
On Sept 11, 2020 (yes, 9/11), SEBI issued a circular redefining market cap exposure limits for multicap funds. SEBI now wants multicap funds to adhere to a structure where it invests minimum 25% each in large, mid and small caps. The balance 25% can be invested anywhere. This is in a departure from the status […]
