Investing via index funds is a popular strategy in developed markets such as US, UK and Canada. In India, this strategy has failed to deliver. This is indicated with the poor response that index funds in India have received. Having said that, investing in index funds has some clear benefits. Here are a few reasons you should […]
Primer – Active vs Passive fund management
If you are new to the jargon, an actively managed fund is the one where the fund manager takes call based on research and analysis on what should the portfolio be, how much and when. The fund managers call the shots based on several parameters that they have outlined as a part of the investing process. […]
Revisiting the purpose of investing in mutual funds
What was the original purpose of MFs? Quite simple, actually. Mutual Funds started as a cost-efficient way for a small retail investors to take exposure to stocks with a diversified portfolio. This diversified portfolio can be actively managed or passively based on a stock market index. Investing in equity is a great way to build wealth. You […]
5 questions to ask in the rising markets
Let’s accept for a fact that markets rise as well as fall. On a sufficient long term basis, they tend to rise. I have shared enough charts in previous posts about this phenomenon. But for some reason the fear keeps coming back to bother you. When markets run high, emotions run high too. We feel […]
Are direct plans charging more expenses?
ET Wealth, in its April 17, 2017 edition carried a debate on “Are mutual fund direct plans overcharging investors?” Here’s the link on ET Wealth about that debate. http://economictimes.indiatimes.com/wealth/invest/are-mutual-fund-direct-plans-overcharging-investors-heres-what-experts-say/articleshow/58189834.cms There were 4 views on the topic. I weighed in too. The following is an expanded version of what is published there.
MIP or Monthly Income Plan – Does it deserve your money?
Have you come across fund schemes given below? Birla Sunlife MIP II – Savings 5 Birla Sunlife MIP II – Wealth 25 HDFC Children’s gift fund HDFC MIP HDFC Multiple Yield Fund HDFC Retirement savings fund ICICI Pru Child care plan ICICI Pru MIP SBI Regular Savings Fund Sundaram Regular Savings Fund There are many more […]
