The pain of MF portfolio tracking While your Unovest account made it easy to upload your CAMS detailed portfolio, track and also transact in direct plans of mutual funds, what was missing was an auto update of systematic transactions. I am sure you are tired of uploading your CAMS statement every time you want to […]
Investing in NPS – Sending your money to life imprisonment?
I compare investing in NPS to putting your money behind bars. If this headline sounds like a clickbait to you, wait to hear about your favourite investment, NPS or National Pension Scheme and the bigger bait you are falling for. Are you investing in NPS? I have seen all kinds of investors – young and […]
Your personal finance life is complicated. Here’s the A4 test.
Hoarders! That’s the word that defines personal finance of several investors. You know at least one such person. Just look at what his/her list of personal finance products and what their investment portfolio contains. Count the number of mutual funds in their portfolio – 20, 30, 40 upto 50 sometimes. Then the number of stocks […]
Tax saving funds – Let’s kill this category too!
You and I have at some point invested in mutual funds, more specifically, tax saving funds. The tax benefit under Section 80C is too sweet to let go off. And of course, we also get to invest in a market linked, inflation beating instrument. The tax saving funds is a clearly marked out category and almost every […]
The difference between eKYC and Full CKYC
If you are a new mutual fund investor, one of the things that you need to do is the KYC procedure. Also known as the Know Your Customer (KYC) norms, the purpose of a KYC is to capture key information about an investor. In most cases, as a new investor, you are required to complete an Aadhar based eKYC. […]
Value Investing – a primer on stock investing
I have been in the world of investing for years now. One phrase I often come across is “value investing”. If you ask a real practitioner of value investing, she will say “it is all there is to investing”. Investing cannot be anything else but based on value. I cannot disagree. Hence, I have been […]
