In times like these, when everyone is bullish and feeding on excesses (even Twitter decided to move towards excess of 240 chars), here is a set of some earlier 140 chars, which make one hell of a read. You see, the biggest enemy of your investments is… …you. And it inflicts the damage by twisting […]
No rules, no gains
One of the common investing rules you are told often is ‘No Risk, No Gain’. I contend that there is something more important. We call it – ‘No Rules, No Gains’. Humans err. We have behavioural issues too. We look for information that confirms our existing beliefs. We have little interest in the Truth. We tend […]
Retirement planning – How strong are your sails?
Retirement planning for most investors is broken. Just consider these news headlines: 58% Indians do not plan for retirement… 47% of Indians not saving for retirement… That’s alarming and the problem is lots of people are still unaware if that is the case with them. Are you one of them? Consider this a yes, if […]
Investing for Capital Protection is a fine strategy too
Should growth be the only aim of an investment strategy? Can capital protection be a good strategy to aim for? I would say yes to the latter. Recently, an HNI family met me and shared their portfolio. The family has worked hard over years. They built various businesses, saved, invested and grew wealth. Today, there […]
NRIs Investing in India – How to avoid problems with your investments!
Investing in India but how? Jai has been working outside of India for over 2 years now. He was initially at HongKong and then moved to the US. However, he made absolutely no changes to the way he was investing. When he was in India, he had opened a Sukanya Samriddhi Scheme account for his […]
Investing – Things that matter vs things that don’t
I recently did an investing workshop / presentation for a company with over 100 participants. After the event, I evaluated what is the most important message I wish to communicate. I summarise as the things that matter and things that don’t. First the things that don’t matter much
