The Funny Money Show is a lighter take on the investment world, the products and the investors. This time I explore staring a new mutual fund with my FunnyBone. She is just back from here months’ long sleep to give us some respite with her humour (sometimes dark). Here we go. (Opening music for effect) […]
Is it time to skip balanced funds, post LTCG tax? – Reader Query
A reader wants to know that after the LTCG tax, does investment in a large cap + debt fund combo expected to generate a better tax adjusted return versus investing in one of the balanced funds. We find out. Here is the query: With LTCG on equity, without any indexation, debt funds can be more attractive […]
And the award goes to ULIPs, but should you invest?
The Budget 2018 has come out with the big surprise. Now stocks and equity mutual funds will be subject to Long Term Capital Gains Tax. But not insurance or ULIPs. And this has got you and me thinking and confused. The question is it time to prefer ULIPs over MFs? There is a short answer to […]
The Unovest story – between you and me
Recently, Unovest was covered by YourStory, a startup platform and I had shared some of my thoughts about why we started, journey so far and what do we plan to do? While I did that, I made some notes which I am reproducing here. Hopefully they will help you know and appreciate Unovest’s story and […]
Why I will still NOT invest in NPS?
With the recent announcement of a long term capital gains tax on Mutual funds, investors have been looking at alternatives to make their investments. An older debate that has surface again is that if it makes sense to invest in NPS. Really? So, my friend called me again on the weekend. “Hey Vipin, couple of […]
Long Term Capital Gains Tax and the Grandfather
Several people were suspecting Long Term Capital Gains Tax to make a comeback. Frankly, I wasn’t. Now that it has come, it is causing a lot of confusion. Let me attempt to clear the air here. OK. So what did the finance minister propose? Long Term capital gains tax on equity was zero till January […]
