RBI has hiked its policy rate by 0.25%. This will likely translate into higher loan rates and may be a little higher deposit rates too. But the more important item has gone amiss in this announcement. And it is important to you. INFLATION. The big reason RBI went ahead with its ‘first in four years’ […]
What investor are you?
It is difficult to categorise investors. Just like the millions of Gods, there can be millions of investor types as well. Monika Halan of Livemint, made an attempt to do so in her recent column defining 8 such investor types. I have my views. Let’s see which investor type are you. First, check out her […]
Common sense and investing in mutual funds
“Should I just go ahead and buy banking sector funds and forget for 10 years.” A question someone asked me recently. I think it is a good time to revisit some of the core concepts of investing in mutual funds. The underlying theme is common sense. When you invest in a mutual fund you outsource the […]
Investing in Direct stocks – Being your own fund manager
Several investors have come to believe that investing in direct stocks is a smarter way to build wealth to meet various financial goals. But should you invest all your money in direct stocks? Or should it be a part of your overall portfolio. Part 1 of investing in direct stocks. I am looking at the […]
SBI Small Cap Fund reopening for subscriptions – Should you invest?
SBI Small Cap Fund, which has been closed for fresh subscriptions since October 2015 is reopening its gates for fresh SIP investments. As one of the best performing small cap funds, should you start your SIP too with this fund scheme? Let’s take it step by step. Let’s first look at the history of this […]
50 decisions you can make with a financial plan
For most investors, a plan is not a preferred way to start their investing journey. I get more people asking me about which mutual fund to invest in than asking how should I approach money decisions and structure my portfolio to meet various goals. I hope today you change your mind. How a financial plan helps […]
