Read any newspaper headlines about the stock market and you would come to believe that we have almost entered a bear market. There is a stock market crash leaving investor’s nowhere to run and portfolios are dripping RED. Here’s how some of them go. Sensex crashes 500 points. Market crash wipes out over Rupees 1 trillion […]
Safety, Taxation and Returns – A refresher on debt funds
I am sure you have read the newspapers about how some debt funds have lost value courtesy their holdings of various group companies of IL&FS. As a result you too see a loss in the current value of your investment. You were not prepared for it. To quickly summarise, a rating agency questioned the financial […]
6 investing basics that we keep forgetting
Oh yes! The basics. Too often ignored since they are just basics. We are looking for advanced, exotic, get rich quick. And only when the reality slaps us do we find ourselves thinking again – What went wrong? Money basics are not just about numbers or calculations but about behaviour too. You have read them before at some […]
Small cap funds – Gates open now
The small cap investor in mutual funds is once again spoilt for choices. The old, the new, the big, the bad and the ugly – every one of the funds out there is now open to take your money and multiply it. At least that’s your expectation. In the past couple of years, most of […]
Buying health insurance – Comparison of 5 plans
Protection is an important aspect of every financial plan. This happened primarily via insurance products including term, health, accident & disability, etc. The one aspect that needs to be touched upon is the Health Insurance. Now, I thought investing in mutual funds was a huge problem for you and me. Turns out I was so wrong. Buying […]
When you should not buy a house?
There is some fancy about owning a house. For ages, a house has been considered the ‘best investment’. A house of your own happens to be a dream for most people. There’s something emotional about it too. Your parents, your relatives, everyone recommends to buy a house. “Khud ka ek ghar to hona hi chahiye!” (You should have one home […]