Mint, the newspaper carries a headline today…”A lost year for markets as all 2019 gains erased“. They are talking of the index, of course. However, for an investor in mid or small caps, not just the gains from 2019 but those from a couple of years too have evaporated. This is painful and scary. No […]
Worry free retirement planning in an uncertain world
The world is uncertain and you see the proof of it on a daily basis. Yet, a lot of our retirement planning works under the assumption of certainty. Simple example. When it comes to investments affected by uncertainty (think equities), we simply assume one average linear rate of return for a long investment time frame. […]
Real Net worth & Random markets
Markets are random. The sequence of returns can be anything but certain. If we incorporate this understanding, we can suddenly see a range of scenarios emerging in how our investments are likely to deliver for us. Will this insight be helpful? I think so. We like to see that 12%, 15% or 20% return number […]
LIC Jeevan Shanti annuity plan – Is it meant for you?
LIC agents are forwarding messages on WhatsApp hailing their latest, most popular product with the promise of a lifetime of ‘shanti’ or peace – LIC Jeevan Shanti. Not just that, they are at your door, on calls too telling you about the next best thing after sliced bread. The proposal is that as soon as you […]
Parag Parikh Long Term Equity fund – Change in Fundamental Attributes
If you are an investor in Parag Parikh Long Term Equity Fund, you have most likely received a communication about change in fundamental attributes of the scheme. A fundamental attribute is one which alters the core proposition of the scheme and includes things such as change of asset allocation, which the Parag Parikh scheme is […]
How to create e-CAN or Electronic CAN to transact online in mutual funds?
Today, there are several options available for you to transact online in mutual funds. However, there is a unique facility that you should definitely use for your MF holdings. I am talking about the Common Account Number or CAN. The CAN is issued by MF Utilities or MFU, a mutual fund industry initiative. A CAN comes with several […]
