For long, I thought that asset allocation combined with the right investment instruments can lead you to success in investing. There is no dearth of research to prove that asset allocation itself accounts for more than 90% of the returns of a portfolio. Once you realise this, the whole investing operation undergoes a change. It […]
7 ways to improve your credit score
Do you know over 79% of loans approved were for those individuals who had a credit score of 750 or above. What does this mean? Simply put, it means that if you have a credit score of less than 750, the chances that your loan application for your dream home or the car is likely to […]
Flight to safety in debt funds – Insights for 2020 & beyond
2020 marked a culmination of the problems that started to emerge since 2018 in the debt fund space, triggering a flight to safety. Lakhs of investors were left stuck as they faced an unprecedented event where 6 debt schemes announced winding up. The risk in debt funds played out for real and like never before. […]
Retirement Planning – Who cares?
We are living in an age where very few of us want to think about retirement leave alone retirement planning. This is an age where jobs are not fixed or assured and you are likely to change jobs multiple times. In fact sometimes we change careers wholesale. I know of a software engineer who now runs an adventure travel […]
FT Update: Payout from Segregated Portfolio – Vodafone Idea 8.25%
Post the Supreme Court Order upholding the winding up of schemes, the cash distribution has started to the unitholders. To read about the payout from the main scheme in Feb 2021, click here. If you are an investor in one of the Franklin Templeton schemes that are in the process of winding up, you have […]
