Build Wealth, Simplify investments and increase behavioural alpha by 10x
[Limited Period Independence Offer: Rs. 4,500 off]
Grow your wealth, protect your capital and make decisive progress towards your goals.
No more random decisions or transactions
Only a focused and disciplined approach towards building wealth
Reach your financial goals, safer and faster
Here’s how you will use Insider to master your own financial journey and investment decisions
- Master Financial Plan Tool to bring that much needed structure
- Recommended Portfolios for various needs
- Insurance recommendations to protect your dependents
- How to create a WILL with a draft
- All Premium Content, Analysis and Research
Let’s quickly see what Girish from Bengaluru and an Insider subscriber, says:
Being a Insider plus member helped:1. in PERSONAL finance – articles Vipin writes helped me in planning for my goals using asset allocation, sticking to the plan – dos and don’ts, especially useful during challenging times like in 20202. in Fund selection – funds suggested are well researched and has unique style/strategy3. in saving my time and having peace of mind – it is a one goto place for all my personal finance needs instead of relying on random suggestions from friends, family and countless articles in internet sometimes misleading or contradicting each other.
With Insider Plus, this is what you get:
#1 Asset Allocation – Strategic & Tactical
While asset allocation accounts for more than 90% of the portfolio returns, we remain obsessed with the specific investment instrument.
The strategic asset allocation helps you see what should your diversification look like, how much exposure to equity do you need.
With tactical asset allocation, you get to know:
- Are the markets frothy?
- Are they investable?
- Should you have more in equity or debt?
- Should you have large caps or mid caps?
- Should you have short term debt or Gilt or liquid funds?
#2 Ready Mutual Fund Portfolios (Invest in simple yet focused MF portfolios)
While you may be using several other instruments for your investment portfolio, it is quite likely that mutual funds will start acquiring a bigger presence to meet your financial goals. But then there is the big mutual fund jungle of 100s of funds. Don’t worry!
Out of the hundreds of funds out there, we pick and chose some select funds that ought to find a place in your portfolio. Going beyond star ratings or rankings, we tell you the names of actual funds with how much allocation they should get in your portfolio.
- Portfolios based on your risk profile and time horizon
- Choose from Active or Passively managed funds with differentiated strategies
- Diversified portfolios across equity and debt as well as market caps (including international)
- Quarterly portfolio updates
#3 Premium – Investment Product Research
- Know mutual funds beyond the stars and ratings
- Alternative Private Debt Investment
- Fractional Ownership of Real Estate
- International Investments
#4 Insurance recommendations
Protection is the bedrock of any financial planning exercise. This is achieved with the right set of insurance products.
- Must have protection via core insurance (Life, Health, Disability)
- Product analysis and comparison
- Regular updates
Even if you have come across any recommendation out side of what we do, we will be happy to provide you a view. As an Insider, you just have to ask!
#5 Give a structure to your investment decisions – Build your own financial plan
All good investment decisions are based on a sound financial plan, which should help you answer the following questions.
- How adequately am I protected?
- Am I saving enough?
- Will I successfully reach my goals?
- When can I retire? Or become Financially Free?
- How Long will my Retirement Portfolio last?
- How much am I likely to leave behind?
- Is my portfolio diversified enough?
- How can my spouse and I be on the same page with our money?
#6 **Most Important** Interact and Ask Questions
The best part about Insider Plus is that you are not left out on your own to look at content and no one to guide.
While there is whole lot of guided content, the biggest highlight is that you can always ask your questions. With Insider Plus, you resolve your doubts, bounce your ideas, take a second opinion about your decisions on investing, asset allocation, insurance, mutual funds, retirement planning, etc.
Questions are directly answered by me (Vipin), your Insider Coach. It’s not just a DIY, it offers lot of support and learning to help you wade through difficult financial and investment issues.
These interactions will go a long way to build your own alpha.
Even though I follow markets, Vipin helps me in finalising my choices based on my requirements. The various analysis provided are throughly researched and shared in understandable way. My portfolio now has 4 funds based on specific functionality for each of them, identified with help of him. Good communicator and adds value to client.
Sriram S, Chennai
Now, there is only one way to find out if you will benefit from Insider. Sign up for your own account. The subscription is easy.
Get access to Insider now at Rs. 4,500 off!
One simple annual fee to take away all your worries.
Regular price Rs. 9,500. Offer Price Rs. 5,000.
Wow, you now have everything that you need in your wealth creating journey – advice, tools and support.
Here’s what, Nakul Gupta who is a Sales Director, South Asia – GE Aviation, Singapore, says:
I first got acquainted with Vipin over a decade ago when he was a part of the financial advisory firm I had enlisted for my personal finances. I am privileged to have him as my Financial Advisor and in many ways, my life coach!
Vipin’s greatest strengths are in-depth research and communication skills. Being a voracious reader and natural networker, he has a vast body of knowledge to draw upon while proposing financial solutions to meet one’s goals. He particularly endeared to me due to his simple demeanour and “genuine” intent to help rather than pursue any selfish vested interest.
When he makes recommendations, they are never based on gut feel, rather are data backed and emerge as the outcome of weighing pros and cons of several potential options. As is evident from his blog, his writings are easy on the eye and stimulating for the brain. He is equally lucid in verbal prose. He explains his thoughts in a simple, straight-forward manner that is easy to comprehend.
In the past few weeks itself, he has helped me make subtle changes to my portfolio (including loans, insurance, mutual funds, debt funds and real estate) to yield significant benefits in the short and long term. Further, he has enlightened me on many new books, apps, etc not just in the financial domain. Thank you Vipin for becoming a precious partner in my success!
So, all in all, your Insider membership is your gateway to long term investment success that helps you tap into key insights and create your own behavioural alpha, the one which is firmly under your control.
I hope to see you as an Insider soon.