Read any newspaper headlines about the stock market and you would come to believe that we have almost entered a bear market. There is a stock market crash leaving investor’s nowhere to run and portfolios are dripping RED. Here’s how some of them go. Sensex crashes 500 points. Market crash wipes out over Rupees 1 trillion […]
6 investing basics that we keep forgetting
Oh yes! The basics. Too often ignored since they are just basics. We are looking for advanced, exotic, get rich quick. And only when the reality slaps us do we find ourselves thinking again – What went wrong? Money basics are not just about numbers or calculations but about behaviour too. You have read them before at some […]
Buying health insurance – Comparison of 5 plans
Protection is an important aspect of every financial plan. This happened primarily via insurance products including term, health, accident & disability, etc. The one aspect that needs to be touched upon is the Health Insurance. Now, I thought investing in mutual funds was a huge problem for you and me. Turns out I was so wrong. Buying […]
When you should not buy a house?
There is some fancy about owning a house. For ages, a house has been considered the ‘best investment’. A house of your own happens to be a dream for most people. There’s something emotional about it too. Your parents, your relatives, everyone recommends to buy a house. “Khud ka ek ghar to hona hi chahiye!” (You should have one home […]
RBI rate hike – What does it mean to your money?
RBI has hiked its policy rate by 0.25%. This will likely translate into higher loan rates and may be a little higher deposit rates too. But the more important item has gone amiss in this announcement. And it is important to you. INFLATION. The big reason RBI went ahead with its ‘first in four years’ […]
50 decisions you can make with a financial plan
For most investors, a plan is not a preferred way to start their investing journey. I get more people asking me about which mutual fund to invest in than asking how should I approach money decisions and structure my portfolio to meet various goals. I hope today you change your mind. How a financial plan helps […]