One of the all time, most argued topics has been buy vs rent a house. I still remember sitting with my friends, years ago, discussing (in fact, arguing) as to which option is better. One of us was for buying a house and the other was clear as to “Never”. I only realised much later, […]
Worry free retirement planning in an uncertain world
The world is uncertain and you see the proof of it on a daily basis. Yet, a lot of our retirement planning works under the assumption of certainty. Simple example. When it comes to investments affected by uncertainty (think equities), we simply assume one average linear rate of return for a long investment time frame. […]
Real Net worth & Random markets
Markets are random. The sequence of returns can be anything but certain. If we incorporate this understanding, we can suddenly see a range of scenarios emerging in how our investments are likely to deliver for us. Will this insight be helpful? I think so. We like to see that 12%, 15% or 20% return number […]
Losing money and the mind
The show, Man vs Wild, runs on Discovery Channel and is apparently quite popular. The general format of each episode is the premise that Grylls (the show’s host) is left stranded in a region with his film crew. The episode documents his efforts to survive and find a way back to civilization, usually requiring an […]
Set a foundation for your investments – build a financial plan
These are indeed difficult times with the current market volatility putting a dent in the confidence of any investor. If you happen to be a stock or MF investor in just the past few years, it is probably becoming too much to handle. The most recent portfolios are dripping RED and investments made in the […]
