What do married couples do when it comes to their finances? I recently asked a female member of a team I am working with, “So, how do you make your investment decisions?” “Oh, that is taken care of by my husband” was her very prompt answer. Well, I wasn’t surprised! When I look around at my friends, family, […]
Questions on market crash, financial plans & investments
The VUCA world is now alive and kicking in its full form – Volatile, Uncertain, Complex and Ambiguous. Throw in some irony too! Imagine, we have the cleanest air in decades and yet we move around wearing masks. Well, I know that you are concerned about your investments in equity or equity mutual funds. And […]
Small savings getting smaller – PPF, SCSS interest rates cut
[The fool’s take] Feel proud! You are a solider too. You are finally making a contribution towards the economy. As your small savings become smaller, the govt coffers will be relieved to fight the bigger menace. On a serious note, this is what happened. Interest rates on small savings were slashed across the board. Before […]
[RBI] The Home Loan EMI of the Middle Class
The bottom of the pyramid, the needy and poor got benefits from the Government. The middle class guy who funds all these benefits was left wondering. “Mera number kab Aayega!“. (When is my turn?) Will there be a cash transfer to my account? or free groceries? Will I have to NOT pay electricity bills for […]
