You know of equity mutual funds. You know of debt mutual funds. Now, what is the fund that invests in both – equity and debt? Easy one, right? Well, it is a hybrid fund, popularly known as a balanced fund. This fund invests in both equity/stocks and debt such as corporate debt and government securities. The name ‘balanced‘ suggests that it invests 50:50 in equity […]
How to prepare for 50 years of investing? Start with the basics
Think about it – you start investing at the age of 25 to 30, knowingly or unknowingly. The EPF is your forced investment straight out of the salary – you don’t realise it till late. Or, your neighbourhood uncle gets you into the ‘best‘ insurance policy. The entire investing journey lasts for 50 to 75 years well into […]
Retirement Planning – Use this calculator to know how ready you are
In an earlier post, we discussed about how much returns to expect from your mutual fund investments. In this post, we use an example of retirement planning and how returns expectation and your investment mix can impact your strategy. Chances are that you are not adequately prepared for retirement. Let’s use the numbers to know where do you stand […]
DSP BlackRock Micro cap scheme to stop taking new investments
DSP BlackRock Micro Cap scheme will temporarily stop taking new investments in any form from Feb 20, 2017. However, it will accept investments made till end of business hours on Feb 17, 2017, subject to current limits. As per an addendum to the Scheme Information Document issued by the fund house, “with effect from Feb 20, 2017 (‘effective date’), […]
Track all your mutual fund portfolio in one place with Unovest
How should I track mutual fund portfolio – across schemes and AMCs – in one place? This has been a common problem expressed by many investors. If you happen to have investments in just 4 mutual funds, that is, HDFC, Quantum, Sundaram and Franklin Templeton, you are going to have an interesting time tracking all these investments with […]
Can NRIs invest in Indian Mutual Funds? Yes and No!
Non Resident Indians (or NRIs) can invest in stocks in India including via mutual funds. The question is can an NRI invest in any Indian mutual fund or are there restrictions? Well, NRIs from most other countries (except US and Canada) can invest in almost any scheme of any mutual fund in India. There can be some restrictions specific […]
