“SIP mein invest karna hai.” or “What do you suggest – SIP or mutual fund?” Too often, investors believe that a mutual fund and an SIP are two different things. It’s a misunderstanding. An SIP, the short form of Systematic Investment Plan is a method of investing in mutual funds. When you make a regular investment […]
Volatility in investments – Is it good?
What is volatility? As you understand when a thing is volatile, it does not have a linear movement. It tends to go up and down based on several influencing factors. Volatility and Investments Investments and their markets by their nature are volatile. You take any of them – oil, gold, copper, silver, stocks, etc., the prices of each tend to […]
How to update your KYC with Mutual Funds?
If you are an investor in stocks or mutual funds or are planning to invest in them now, one of the key requirements is to complete your KYC. In fact, you now need to comply with the new KYC requirements with the Central KYC Registry. KYC stands for Know your customer, wherein you provided necessary […]
Tax Saving Mutual funds – Which one to invest in?
It’s that time of the year again. Tax savings is the top of the mind. Last few days to do anything that you can to save taxes. Now that you are aware about some of the best ways to save tax for yourself, you also know that ELSS or tax saving mutual funds are one of […]
NPS – Does it provide assured returns?
NPS is a retirement product and hence there are investors who feel that it offers an assured return much like its counterparts PPF and EPF. Sadly that is not the case. On the contrary, an investment in NPS is pretty much similar to a mutual fund. When you open your NPS account, there are various types […]
NPS – Are you overestimating the tax benefit?
NPS or National Pension Scheme is emerging as one of the favourite tax saving options for investors. Under the Income Tax savings options, there is a special benefit provided for investments made in NPS. For additional investments upto Rs. 50,000 under Sec 80 (CCD), there is no tax applicable. This is over and above the section 80C […]
