Yes, we are here again to answer the favorite question about the market and what should you be doing – buy, sell or hold? Follow your asset allocation? Here is a fantastic tweet that I came across today. A big, tight slap! Now, now, before you say, “aren’t you doing the same thing, bro?”, let […]
Important: How to update nominees in investments
The most important thing you will do today is update nominees in your investments. Nomination is important in all your assets/investment. It allows your nominees/heirs to, at least, access the money, if something were to happen to you. Even SEBI, the regulator, insists that all individual investor(s) irrespective of mode of holding, must either provide […]
T-Bill vs Repo Rate – Which saves you interest on home loan?
Who doesn’t like to save interest on the home loan? We try to switch from bank to bank (S to H to I), benchmark to benchmark (T-Bill vs Repo rate) in getting that burden off us as much as possible. In fact, just last week a friend reached out with a question on T-Bill vs […]
Funny Money Show – Risk
“When will these rains ever get over?”, FunnyBone cries out as she wakes up from her slumber. That’s not good. I didn’t want to sound off an idea with her with this mood. “What the heck!” I went ahead, anyways. Me: Hey FunnyBone, what if I explain ‘risk’ to my investors as “something that is […]
Home Loan EMI – Impact of Rising Interest rates (& Excel Calculator)
A home loan EMI is a common way to fund the purchase of a dream home. In the last couple of years, as interest rates hit rock bottom, banks offered home loan at rates as low as 6.5% with enough takers. However, as interest rates go up now the original payment plan is threatened. How? […]
Markets, Stocks, NPS – The LightHouse – Oct 2022 Edition
The LightHouse is a pack of the most important insights that matter to your investment decisions and creating a health long term portfolio to build wealth and be free. Here’s what goes in the Oct 2022 Edition. Special Report – The Magic Formula based revised Stock shortlist – we find out how much the list […]