It is not uncommon to use the terms ‘financial freedom’ and ‘financial independence’ interchangeably. It is a disservice to both. There is an important difference I have realised. Financial Freedom is a state of mind where you decide to not let money stand in the way of what decisions you make. There is a certain […]
Has the bull run started in the markets?
July has seen a turnaround for the equity markets. Sensex is up about 10% from 53k to 58k in July and currently around 59k. See the signs. Oil is falling. The foreign investors have turned buyers after months of selling. Even though Fed raised rates in the US, the markets went up, which means that […]
The Lighthouse – Aug 2022 edition is out
In July 2022, we started a new journey – a no nonsense guide to build wealth and be free – the Lighthouse, an exclusive and premium newsletter. I am glad to announce that the second edition – Aug 2022 – is out now. This edition contains the following: Strategy Feature: GOLD for an uncertain world […]
The Magic Formula of Investing
Last week I had a chance to read one of the most popular books on investing – “The Little Book that beats the market” by Joel Greenblatt. Greenblatt explains how investors can systematically apply a formula that seeks out good businesses when they are available at bargain prices. He goes into great details to make […]
Filing Your Income Tax Return?
The last date for individuals to file their income tax returns is July 31, 2022. Frankly, the idea of going through the process does not bring a pleasant feeling. Also, a reason that filing gets delayed to the last date. If you can follow the process step by step, you will find that it takes […]
Mutual Fund Performance Chart – Winners & Laggards
Can Mutual Fund Performance be the basis of picking your Winners and dropping Laggards? I compiled a chart here with heatmap. Let’s see if this statement holds. Chart of Mutual Fund Performance – Last 12 months return every half year basis What appears to me is that on this comparative heatmap basis, if an asset […]
