Personal Finance 2/3

Savings, Stupidity, Stability – Confessions of an industry insider

Vipin Khandelwal

Jun 27, 20217 min read

Savings, Stupidity, Stability – Confessions of an industry insider

An industry veteran shares his personal investing journey - the learnings, the mistakes along the way - with us. An insightful read.

Vipin Khandelwal

Apr 1, 20213 min read

A fool trusts no one

What is happening the world? Everything seems to be going crazy with more taxes coming our way? Are we being fooled?

Budget 2021: How EPF, VPF & ULIPs will be taxable?

Vipin Khandelwal

Feb 2, 20213 min read

Budget 2021: How EPF, VPF & ULIPs will be taxable?

Budget 2021 aimed addtional tax collection from high income earners plugging several loopholes around EPF, VPF, ULIPs and dividends.

Vipin Khandelwal

Oct 16, 20202 min read

10 deadly money mistakes you must avoid

Being successful with money means have a larger "not to do" list than a "to do" list. Here are 10 deadly money mistakes you must avoid.

Vipin Khandelwal

Aug 11, 20203 min read

The marginal utility of Money

How much money is enough for you? Does having more money equate to more happiness? Or you are left with a bigger void and unhappiness?

Vipin Khandelwal

Aug 7, 20202 min read

Saving More beats Chasing Returns

How does saving more beat chasing returns? Here's a numbers based analysis into the hypothesis and it will blow your mind.

Vipin Khandelwal

Jun 26, 20204 min read

7 ways to improve your credit score

Here are 7 steps to improve your credit score to above 750 and avoid unnecessary future troubles with loans and visas, and marriage too.

Vipin Khandelwal

Jun 17, 20205 min read

Retirement Planning – Who cares?

Retirement is that period which commands the most resources to maintain an existing lifestyle. How do you plan for that phase?

[Funny Money] Why are the Stock markets rising?

Vipin Khandelwal

Jun 10, 20202 min read

[Funny Money] Why are the Stock markets rising?

All the sundry reasons for why the stock markets are rising and yet it is good to be on your toes and follow asset allocation.

5 financial must-dos for married couples

Vipin Khandelwal

Jun 8, 20206 min read

5 financial must-dos for married couples

Couples talking about money and planning it together is a recipe for a successful marriage. How should you go about it?

Buy vs Rent a house – Which is better? A comprehensive calculator

Vipin Khandelwal

Sep 27, 20193 min read

Buy vs Rent a house – Which is better? A comprehensive calculator

Buy vs Rent a house - what makes more sense? Is it even a financial decision alone? Let's find out with a calculator.

Busted: Sales pitch of the exciting investment proposal

Vipin Khandelwal

Sep 19, 20193 min read

Busted: Sales pitch of the exciting investment proposal

Should you go for a 30 year home loan instead of a 20 year one? And invest the EMI saved into mutual funds? Let's figure out.

I got my FREE credit score and report from CIBIL. Have you? Here’s a step by step.

Vipin Khandelwal

Aug 20, 20193 min read

I got my FREE credit score and report from CIBIL. Have you? Here’s a step by step.

A step by step guide on how to download your FREE credit score and report from CIBIL. Check your detailed credit history.

Vipin Khandelwal

Aug 1, 20194 min read

Losing money and the mind

How to overcome the toxic feelings created by the market and keep working towards building wealth? Here are some pointers.

Vipin Khandelwal

Jul 19, 20192 min read

Case: An exciting investment proposal

An exciting investment proposal that suggest a smarter way to prepay your home loan.

Vipin Khandelwal

Jul 8, 20192 min read

The Investor’s Worst Enemy

“The investor’s chief problem – even his worst enemy – is likely to be himself”, said Benjamin Graham, decades ago. Has anything changed?

How the denomination effect messes up your decisions?

Vipin Khandelwal

May 13, 20193 min read

How the denomination effect messes up your decisions?

Does a 3 digit NAV of a mutual fund indicate expensiveness? Or for that matter a stock in 5 digits? Let's break this bias today.

Do fear and greed rule your mind and your money too?

Vipin Khandelwal

Apr 23, 20193 min read

Do fear and greed rule your mind and your money too?

Fear and Greed lead to poor decisions with money and life and set you back by years. Best to avoid them or work around them.

How to travel the world for free by using credit card reward points?

Vipin Khandelwal

Apr 2, 20197 min read

How to travel the world for free by using credit card reward points?

How to travel the world for free by using credit card reward points? Saakshi shares all her top ideas for you to try next.

5 investing home truths for the investor approaching the 40s

Vipin Khandelwal

Jan 23, 20193 min read

5 investing home truths for the investor approaching the 40s

Age 40 is called the old age of youth and the youth of old age. It is the time to take stock of your money preparedness and good decisions.

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Vipin Khandelwal is a SEBI Registered Investment Adviser with Registration no. – INA000003643 (Oct 14, 2015 to Perpetual); BASL Registration no. - 1517 Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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