Personal Finance

On Portfolio Diversification – Even a Nobel Prize Winner failed to stick to his model

Vipin Khandelwal

Jun 28, 20232 min read

On Portfolio Diversification – Even a Nobel Prize Winner failed to stick to his model

How to diversify your portfolio? Using complex models or using what works for you. An example of a Noble prize winner.

Deposit Insurance – What happens if your bank fails?

Vipin Khandelwal

Apr 8, 20233 min read

Deposit Insurance – What happens if your bank fails?

What happens if your bank runs out of money? Are your deposits in the bank recoverable? There are limits.

Vipin Khandelwal

Apr 6, 20231 min read

[Tax] Lighthouse – April 2023 Edition

This lighthouse edition let's find out what the market indicators are telling us to do along with the updated watchlists.

Vipin Khandelwal

Mar 3, 20232 min read

[Risk] Lighthouse – March 2023 Edition

HOw should you approach investing in a highly volatile and uncertain world? This LightHouse has a special note addressing this issue.

The enhanced pension from EPS is not a free lunch

Vipin Khandelwal

Feb 27, 20231 min read

The enhanced pension from EPS is not a free lunch

The enhanced pension option does not come without a cost. Know that before you decide what to do.

[Markets] Lighthouse – February 2023 Edition

Vipin Khandelwal

Feb 5, 20231 min read

[Markets] Lighthouse – February 2023 Edition

The Lighthouse – February 2023 Edition is going to shed light on 2 important things that will help you save yourself. Read now.

Vipin Khandelwal

Feb 2, 20234 min read

Budget 2023: Let’s simplify

Here are the key highlights from the Budget 2023 - tax slabs, plugging tax loopholes, senior citizens. Read it all here.

Vipin Khandelwal

Jan 26, 20232 min read

Purpose is more important than goals

What is the purpose of the goals you are setting? Or, setting goals just around money is enough? Think about it.

Vipin Khandelwal

Jan 19, 20232 min read

Laid off? Here are 3 things you must do

Jobs are not as secure as they used to be. It is important that you have 3 things in place before a lay off strikes.

LightHouse Dec 2022 – Lesson from the farmer

Vipin Khandelwal

Dec 2, 20222 min read

LightHouse Dec 2022 – Lesson from the farmer

This LightHouse Edition brings the updates on markets, MF and stocks shortlists as well as an important lesson from the farmer.

Important: How to update nominees in investments

Vipin Khandelwal

Oct 29, 20221 min read

Important: How to update nominees in investments

The most important thing you will do today is update nominees in your investments. Nomination is important in all your assets/investment.

T-Bill vs Repo Rate – A smart way to save interest on home loan?

Vipin Khandelwal

Oct 28, 20223 min read

T-Bill vs Repo Rate – A smart way to save interest on home loan?

Here's a smart way to save interest on your home loan without going through the technicalities of T-Bill, Repo Rate, etc.?

Vipin Khandelwal

Oct 21, 20223 min read

Funny Money Show – Risk

In this funny money series, FunnyBone and I dissect the idea of Risk. Understand risk and profit from it.

Home Loan EMI – Impact of Rising Interest rates (& Excel Calculator)

Vipin Khandelwal

Oct 11, 20222 min read

Home Loan EMI – Impact of Rising Interest rates (& Excel Calculator)

As interest rates rise, how does it impact your home loan? What should you do to counter this + a free excel calculator?

Markets, Stocks, NPS – The LightHouse – Oct 2022 Edition

Vipin Khandelwal

Oct 7, 20221 min read

Markets, Stocks, NPS – The LightHouse – Oct 2022 Edition

This LightHouse edition gets you insights on markets and updated funds and stock shortlists along with NPS fund talk. Read now.

The LightHouse – Sept 2022 ‘Value’ Edition is out

Vipin Khandelwal

Sep 6, 20221 min read

The LightHouse – Sept 2022 ‘Value’ Edition is out

The LightHouse focuses on the value approach covering the same to select stocks and a review of DSP value fund. Download and read today.

The Lighthouse – Aug 2022 edition is out

Vipin Khandelwal

Aug 4, 20221 min read

The Lighthouse – Aug 2022 edition is out

This lighthouse edition brings important updates on markets, stocks, mutual funds and gold. Download now.

Are you subject to loan fraud too? Check your credit report today

Vipin Khandelwal

Feb 21, 20223 min read

Are you subject to loan fraud too? Check your credit report today

Loan Frauds have become quite common. How can you keep yourself safe from this menace? Here's a step by step process to find out and report.

There are no permanent winners – a chart

Vipin Khandelwal

Dec 29, 20211 min read

There are no permanent winners – a chart

There are no permanent winners in investing except Asset Allocation and Rebalancing. See this image to understand why?

Financial Planning – Dilemma of a young earner

Vipin Khandelwal

Dec 2, 20212 min read

Financial Planning – Dilemma of a young earner

Good money decisions are not just about earning a higher return, but about feeling in control of your life and not losing sleep.

Enjoy the Ride

Let us take the mystery out of financial planning so you can focus on what matters

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vipin@unovest.co

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Vipin Khandelwal is a SEBI Registered Investment Adviser with Registration no. – INA000003643 (Oct 14, 2015 to Perpetual); BASL Registration no. - 1517 Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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