Who doesn’t like to save interest on the home loan? We try to switch from bank to bank (S to H to I), benchmark to benchmark (T-Bill vs Repo rate) in getting that burden off us as much as possible. In fact, just last week a friend reached out with a question on T-Bill vs […]
Funny Money Show – Risk
“When will these rains ever get over?”, FunnyBone cries out as she wakes up from her slumber. That’s not good. I didn’t want to sound off an idea with her with this mood. “What the heck!” I went ahead, anyways. Me: Hey FunnyBone, what if I explain ‘risk’ to my investors as “something that is […]
Home Loan EMI – Impact of Rising Interest rates (& Excel Calculator)
A home loan EMI is a common way to fund the purchase of a dream home. In the last couple of years, as interest rates hit rock bottom, banks offered home loan at rates as low as 6.5% with enough takers. However, as interest rates go up now the original payment plan is threatened. How? […]
Markets, Stocks, NPS – The LightHouse – Oct 2022 Edition
The LightHouse is a pack of the most important insights that matter to your investment decisions and creating a health long term portfolio to build wealth and be free. Here’s what goes in the Oct 2022 Edition. Special Report – The Magic Formula based revised Stock shortlist – we find out how much the list […]
How have debt fund yields changed over the past year
As interest rates change, there is an impact on the yield too. Here’s a comparison of how debt fund yields have changed over the past year. The yield at the lower end of the duration (Liquid, Ultra Short, Low Duration) is quite attractive now. Overall, there might still be some way up for the debt […]
Investor’s Q&A
Today I am sharing some questions that I have answered recently. I hope they are helpful to you as well. Q: On tracking error, is it even a relevant parameter that should be considered while making a decision regarding which fund to invest? Is their a data source which captures the tracking error across various […]