I am Vipin Khandelwal, a SEBI Registered Investment Adviser and with an overall experience of 17 years helping individuals and families to make the best possible decisions with their money and reach their financial goals, faster. (More about me here)
Let me ask you a few questions.
- Do you feel that your approach towards your money is not structured?
- Do you have this feeling of ‘lost’ when you look at your investment portfolio?
- Are you worried about the safety of your portfolio, specially post COVID?
- Do you feel constrained by time to make the right investment decisions?
- Do you feel the money is just lying in the bank and not working for you?
Each of the above listed issues can lead to an underperforming portfolio not just in terms of returns but also in terms of what you can make your money do for you. With the right advice, you can do better.
I will be happy to work with you one to one and see that your investments are aligned to you and your money milestones. Your portfolio not only works hard for you, it allows you to sleep peacefully too.
I have known Vipin as a financial advisor for more than a decade. An astute professional, Vipin brings to the table supreme competency, understanding of the business environment & business drivers, unflinching responsiveness to the customer and a supreme skill to craft a financial plan that stood for me year after year, every time.DIPANJAN DAS, CEO-GREYCELLS, NETWORK 18, MUMBAI
Vipin has been helping me improve my investments, insurance, financial planning, retirement planning and managing my expenses. I know a lot about investing, but still benefitted significantly from Vipin’s advice. I think that no matter how good you are at investing, you’ll benefit from an expert’s advice.VADDADI KARTICK, entrepreneur, EX-GOOGLE, BENGALURU
Build a Plan that serves your goals and makes your money work harder
By itself, money has no meaning unless it helps you achieve your goals and enables a fulfilled and meaningful life.
Financial Planning is an exercise to map your money and your life goals. It helps you answer the most important question.
What do you want your money to do for you?
Once this is done, you can then take appropriate action steps to achieve your life goals, financially.
In this engagement, my focus is to listen to you and understand what is important to you, what do you want out of your money and investments.
This would lead to listing of your financial goals and setting priorities.
Post that, we would analyse and see what is the best strategy to reach the identified goalsincluding an asset allocation (what should be invested where).
We will then go on to identify the most suitable investments to execute the investment strategy including appropriate risk management.
You would also understand how can you protect yourself and your dependents adequately with the use of insurance.
This service also includes a review of any existing investments that you might have. Yes, if there is any junk or things that were just piled on you, we would see the best way out for them too.
This is not just a number driven exercise. The foundation of this service are the conversations that we have. At the end of it, you will feel empowered and confident to achieve your goals.
Yes, we also figure out how can you stop making unnecessary interest payments to the bank and make your money work for you.
We look at taxation of various investment products and how you can build your own tax efficient portfolio.
Once the plan is finalised, the next step is taking action on it. We will draw a checklist of all action points.
More often than not, those who engage with this service, end up realising that they can do more with their resources.
This is relevant for you – if you are 20 years or more into the career, about to retire or simply have just started. What’s better than laying a solid foundation for your finances now!
With this engagement, we ensure that you STOP making random transactions that have no fit with what you want to achieve with your money and create a focused investment portfolio that delivers on your goals.
Comprehensive Planning and Investment AdvisoryThe foundation of a rock solid portfolio that helps you achieve your financial goals Rs.30,000* —
- Complete Goal based financial plan
- Tie your assets and investments to specific money milestones in the future
- Understand the feasibility of achieving these goals
- Full Investment portfolio review
- Investment related tax Planning
- Review of existing Insurance policies and fresh recommendations on Life, Health, Accident & Disability protection
- Detailed Action Plan
- Organise your portfolio for growth, income, capital preservation as well as retirement
- Investment scenario analysis
- International Investments (for NRIs)
- Support in creating a WILL
- Guided Execution with a Detailed Action Plan including switching existing investments
- Regular monitoring, tracking and rebalancing of the plan and investment portfolio
- Research and guidance on alternative asset classes —
*starts at Rs. 30,000 and can change based on specific requirements; 18% GST applicable on all fees
What next? I am happy to discuss with you further and see if I may be of help. You can reach me at +91 99203 71082 for a quick conversation.
Else, fill up this short form below, mention all relevant details and we can then get on a call to discuss how to work together and build a portfolio that works for your financial goals.
I had a financially empowering experience with Vipin. I was pretty much confused when I had decided to invest in Mutual funds but Vipin along with Unovest’s goal oriented approached help me invest the right amount at the right place and most importantly for a purpose. As I communicated the many questions I had, I could see how deep Vipin’s financial assessments ran. At this point in time, my decision to seek his professional advice has given a good kick start for my investments.Piyush dhimate, specialist – proudct development, pune
With your recommendations, our money has definitely been put to much better use than before! In this world where financial predators abound, its been great to have an informed friend on our side.SAIF & SWATI, NAVI MUMBAI