Vipin has been my financial advisor for about 3 years now. I mainly choose him because of his flexible approach to financial advisory. He is willing to talk through almost any investment type and provide responsible honest guidance on the same. I also like his hybrid approach to investing where the majority of investments are still in MFs and ETFs but he doesn't shy away from trying to generate alpha through investment in stocks, though in a limited capacity depending on the risk taking capacity of the client. He was also flexible in advising me on my international investments too. And he is willing to help educate clients about personal finance too if one is inclined. In short, he is very hard working and has a very dynamic approach and tries to stay up to date with the market and instruments through research. I highly recommend Vipin's Unovest for financial advisory services.